Looking to buy a property?
Here is a list of the main steps / steps to follow … 1. The signing of the sales agreement
The buyer and the seller both agree in writing on the selling price of the property.
- The search for a commercial credit
The buyer can inquire directly with the banks or call a broker (Better rates or Empruntis for example).
- Setting up your credit
Once the credit is selected, you must prepare your file, namely to provide the bank with the necessary documents and information: payroll records, savings capacity, professional stability …
- The agreement in principle at the bank
This agreement in principle is essential in the pursuit of your project.
- Opening an account with the selected bank
The lending bank frequently asks the customer to open an account at home. It also generally requests the transfer of all or part of the purchaser’s income into this account.If you are facing any type of problem during parches of real estate are any type of information you need visit here for Best Tampa realtor 2018 .
- The loan proposal
The loan proposal takes the form of a document that you must sign and send to the bank that specifies all the characteristics of the loan. The drafting of the loan offer is strictly regulated.
- The period of reflection
It is 10 working days.
- Acceptance of the loan offer
After 10 days of reflection, you can return the offer of credit to the bank and sign before the expiry date of the offer.
- Notary: deed of sale
The deed of sale is signed and registered by a notary by which the buyer becomes the owner of a property. The compromise must be authentic (written by a notary and signed in his presence). He confirms the sale.
- Repayment of the Credit
The purchaser starts repaying his loan.